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Agentic Decisioning System · The Action Layer

From signal to action.
In real time.

Appice is the Action Layer between your data and your customers — sensing every signal, deciding inside compliance, and executing the next best action before the moment passes.

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Live decision log

Salary credit → savings offer triggered
12ms
Churn signal → retention action queued
34ms
Loan browse → eligible offer surfaced
28ms
Unusual transaction → fraud team alerted
19ms
High-value drop-off → RM notification sent
41ms
Usage decline → win-back action executed
22ms
All decisions logged · All actions auditable
The Decisioning Loop

Sense. Decide. Act. Learn.

One loop. Every signal. Under 100ms.

01 Sense

Signal Detection· Integrate

Streams every transaction, behaviour and anomaly from your existing systems — the moment it occurs.

  • Real-time streaming
  • Multi-system connectors
  • Behavioural tracking
  • Anomaly detection
Banking Large withdrawal detected — signal live in < 20ms.
02 Decide

Real-Time Decisioning· Intent

Evaluates each signal against rules, propensity scores and regulatory guardrails — and selects the next best action. Every decision is logged and explainable.

  • Rules & propensity
  • Next best action
  • Regulatory guardrails
  • Explainable AI
Telco Churn risk > 78% — retention offer selected from eligible set.
03 Act

Immediate Execution· Interact

Triggers coordinated actions across every channel and system — push, in-app, SMS, WhatsApp, email, RM alerts, core writes — in under 100ms.

  • Push & in-app
  • SMS & WhatsApp
  • RM notifications
  • Core writes & APIs
Healthcare Missed appointment → RM notified, follow-up SMS sent, record flagged.
04 Learn

Continuous Improvement· Insights

Every outcome feeds back into the decisioning layer — sharpening propensity, segments and timing without manual reconfiguration.

  • Outcome measurement
  • Feedback loops
  • A/B & bandits
  • Attribution analytics
Lending Offer threshold auto-tuned to highest conversion at lowest risk.
Architecture

One system. Layered by design.

Allyvate AI orchestrates · Inform delivers · Four products run the SDAL stages — on top of the systems you already run.

Integrations

Works with the systems you already have.

A real-time decisioning layer on your existing stack — no replacement, no migration.

Banking & Finance
Finacle
Temenos T24
Oracle Flexcube
SAP Banking
Core banking APIs
Telecom
BSS / OSS platforms
Charging systems
Network event streams
CRM platforms
Healthcare
EHR / EMR systems
Appointment systems
Insurance claims platforms
HL7 / FHIR feeds
Data & Infrastructure
Snowflake · BigQuery · Redshift
Kafka · Kinesis
Salesforce · HubSpot
REST APIs & webhooks

No vendor lock-in. Appice runs on your infrastructure — on-premise, private cloud, or hybrid. Your data stays within your walls. ISO 27001, PCI-DSS, SOC-2 Type 2 certified.

See the platform in action.

30 minutes. Real use cases from your industry. Architecture walkthrough and live decisioning demonstration.

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